Core banking systems are 30+ years old. Payments live in another stack. Ledger, treasury, AML, KYC, trading, regulatory reporting — each its own silo with its own batch window and its own audit trail. Reconciliation eats a third of every finance team's day. False positives drown compliance teams. The integration layer is the part of finance no one funded properly.
Of every workday spent reconciling across systems. PwC, cited in industry research.1
A single institution (TD Bank) accounted for $3B of that total.3
Every institution has one. The handoff no one has automated. Quandry solves for it.
Three things, done precisely. Core banking, payments, ledger, AML/KYC, treasury, trading: we build the intelligence layer that makes them operate as one — on ISO 20022 / SWIFT / FIX / NACHA / Plaid where the rails exist, on safe, audited bridges where they don't. Regulator-ready from day one.
The integration layer between core banking, payments, ledger, AML/KYC, treasury, and trading. ISO 20022, SWIFT, FIX, NACHA, Plaid — and a clean, audited bridge for everything legacy. No vendor lock. No shelfware.
Reconciliation automation, payment exception handling, regulatory reporting, KYC document processing. Every spreadsheet-and-screenshot workflow your team still touches, replaced with audited automation auditors love.
AI-powered AML alert prioritization, transaction anomaly detection, document intelligence, credit-risk copilots. Slash the 95% false-positive burn so compliance teams investigate signal, not noise.
A deliberate four-phase engagement. 18–26 weeks end-to-end — regulatory review, change-control, and audit-trail discipline earn the extra runway. Every phase ships a written, signed artifact before we move forward, so you always know what you're paying for.
Stakeholder interviews across treasury, ops, compliance, IT, and front-office. Architecture review of core banking, payments, ledger, AML, trading. Current-state diagram of every batch window and manual reconciliation.
The gap analysis. Where reconciliation breaks. Where payments stall. Where AML noise drowns the signal. Where regulators ask the question you can't answer in under 24 hours. The unknown variable, named and priced.
Integration layer built (ISO 20022, SWIFT, FIX, NACHA), workflows written for reconciliation, exceptions, and regulatory reporting. AI alert prioritization trained on your real signal-to-noise. Staged rollout with risk leads embedded.
Production cutover, ops & compliance training, 30-day hand-on-the-wheel period, then a signed runbook and a support retainer, or full handoff. Your call.
We take on a limited number of enterprise engagements per quarter. These are the teams we're built for.
Institutions stuck between a 30-year-old core and the modern customer. We build the bridge — without ripping out what works.
Buy-side firms reconciling across custody, OMS, EMS, and risk. Funds and family offices who need clean data flows and audited automation, not another vendor screen.
Companies building modern financial products who need to integrate with the legacy ecosystem — without rebuilding compliance every release.
Book a 30-minute discovery call. We'll map your stack, identify the gaps, and show you exactly what Quandry closes, before you sign anything.
